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That would include any bank fees and damages caused by an improperly overdrawn account.
Whether a post-dated cheque may be cashed or deposited before the date written on it depends on the country.
He did not rely on any misrepresentation, but rather disregarded a truthful representation. Incidentally, the tech support contractor’s conduct may be edging into extortion.
That is, he may be trying to squeeze more money out of you through a threat of criminal prosecution.
Fraud of any type requires a misrepresentation that the victim relied upon.
If you do like you’re supposed to and tell the bank about a post-dated check, and the bank still pays it before the date on the check, the bank can be responsible to you for the losses.It was not clear from your question whether you promptly notified your bank of the post-dated check, but it seems that you did not because you do not mention it.This means you likely cannot take advantage of the protections afforded by Section 4-401.A negotiable instrument can be made payable “on demand” or “at a definite time.” (UCC § 3-104.) A post-dated check is an order to pay the bearer at a definite time in the future.Although it is legal to post-date a check, the bank to which the check is presented for payment may charge the payor’s account even before the date of the check and even if doing so creates an overdraft.